Getting Started for Receivers

HandlPay turns your social media usernames into payment handles to receive funds of various currencies with. You can attach external receiving wallets and make wallets within the app too.

Get started by turning one of your social media usernames into a payment handle!

After signing in, you connect a receiving wallet where payments will be delivered. Once a wallet is connected, your account is ready to receive supported assets.

How to receive a payment on HandlPay:

1.1 Create an Account (turn a social media username of yours into a handl)

To get started, you sign in using an existing account from a supported platform. This allows HandlPay to authenticate you securely without requiring passwords, banking details, or lengthy forms. The sign-in method you choose is used to turn that username into a payment handle and for account access only.

To create an account:

1. Visit app.handlpay.com

2. Click Login / Sign Up

3. Choose a sign-in option

Available options include:

• Gmail

• Instagram

• WhatsApp

• Telegram

• X (We do not recommend you sign up via X at the moment. This is because due to recent X API policy changes, DM notifications for payments and account updates are currently unavailable.)

After selecting a sign-in method, you are redirected to a secure authorization screen.

On this screen:

• HandlPay requests access to your basic profile information and email only.

• HandlPay does not receive your password.

• HandlPay cannot post, send messages, or access private content on your behalf.

Once you tap Accept, authentication is completed and you are returned to the HandlPay app.

1.2 Your Account Dashboard

After signing in, you are taken directly to your HandlPay account dashboard. This is where you manage your receiving wallets, view balances, and perform account actions.

From the dashboard, you can:

• View your account name and email

• Access Receiving wallets

• Add or manage connected wallets

• View supported networks and assets

• Access wallet actions such as send, receive, or swap (when available)

At this stage, your account is active, but you must connect a receiving wallet before you can accept payments.

1.3 Connect a Receiving Wallet

Start by attaching a self-custody wallet (such as Metamask or a Canton Network wallet).

Currently, HandlPay supports receiving wallets on Polygon and Canton, with additional networks being added soon.

To add a new wallet:

1. Tap "+ Add" or "+ Connect Canton Wallet"

Both options open the same wallet connection flow

You will see the following options:

• Enter address manually – Used to connect an existing wallet address

• Set up new wallet with an invite code (this means you can set up a new Canton Network wallet within the HandlPay app itself. More information in section 1.4)

Important: Do not use an address that requires a memo or destination tag (such as some centralized exchange deposit addresses).

Once a wallet is connected:

• Supported assets for that network appear automatically

• Your wallet address is displayed in a masked format

• Balances are shown per asset

1.4 Canton Network Wallets Created Within The HandlPay App

Instead of connecting an external crypto wallet, you may create a private Canton Network wallet within HandlPay if you prefer.

Note* We recommend you make it via your Google handle on desktop or moblie or Telegram handle on mobile.

This is a self-custodial wallet

Your wallet is fully self-custodial. We do not store your private key on our backend. Your private key is encrypted and stored locally on your device (protected by biometrics or device security).

➡️ Export your private key immediately

After creating your wallet, export and securely store your private key.

If you lose access to your device or browser and do not have your private key, your funds cannot be recovered.

Store your private key:

• Offline

• In a secure password manager

• Never share it with anyone

Accessing your wallet on another device or browser

If you switch browsers, use another device, or clear browser data, you must import your private key to access your wallet. Wallet access does not automatically sync across browsers or devices.

Note* Passcodes can’t be created when setting up wallets via Telegram desktop app or via in-app browsers (e.g. Instagram, WhatsApp).

Do NOT use Incognito / Private Mode when creating the wallet

Do not create your wallet in incognito or private browsing modes. Storage of these sessions is deleted when the session ends. This will permanently remove your wallet from that browser unless you exported your private key prior to it.

Important Reminder

You are fully responsible for securing your private key. If it is lost, your wallet and funds cannot be recovered.

1.5 Managing Your Receiving Wallets

Each connected wallet lists its supported assets (for example, HANDL or USDC on Polygon).

From the three-dot menu next to an asset, you may see different actions depending on the asset type.

For a $HANDL wallet, actions include:

• Swap – Convert supported assets (for example, USDC to HANDL)

• View balances and transaction availability

For a $USDC (Polygon) wallet, actions include:

• Send – Send assets to another address

• Receive – View your receiving address

• Withdraw (if available)

• Disconnect wallet – Remove the wallet from your account

For a Canton Network wallet, actions include:

• Send – Send assets to another address

• Receive – View your receiving address

• Transactions (only you can see your personal transactions as each is private to you and the sender)

• Disconnect wallet – Remove the wallet from your account

Available actions may vary based on asset type, network, and account status.

1.6 Social Handles and Payments (Current State)

At this time, we do not allow users to connect multiple social media profiles to a single account. This feature will be added at a later date. Your sign-in method is used to authenticate your account, and payments are routed to your connected receiving wallet. Your social media username = your payment handle.

1.7 When Are You Ready to Receive Payments?

Once you have:

1. Signed in successfully

2. Connected a receiving wallet

3. Confirmed supported assets are visible

Your HandlPay account is ready to receive payments. ✅ Funds sent to you will be delivered directly to your connected wallet using the supported network and asset routing.